Looks like there`s been an error while trying to load this page.
Our team has been notified but please contact us using the email support widget if the problem persists.
| Metrics | Range | Conclusion |
|---|---|---|
| Selected LTM P/E Multiple | 12.5x - 13.8x | 13.2x |
| Selected Fwd P/E Multiple | 13.2x - 14.6x | 13.9x |
| Fair Value | TT$ 49.03 - TT$ 54.19 | TT$ 51.61 |
| Upside | -7.6% - 2.2% | -2.7% |
| Benchmarks | - | Full Ticker |
| First Citizens Group Financial Holdings Limited | - | TTSE:FCGFH |
| Republic Financial Holdings Limited | - | TTSE:RFHL |
| Fifth Third Bancorp | - | BOVESPA:FFTD34 |
| NatWest Group plc | - | BOVESPA:N1WG34 |
| AmeriServ Financial, Inc. | - | NasdaqGM:ASRV |
| Scotiabank Trinidad and Tobago Limited | - | TTSE:SBTT |
| - | - | - |
| Select Price / LTM EPS Ratio | ||||||||
| Benchmark Companies | ||||||||
| FCGFH | RFHL | FFTD34 | N1WG34 | ASRV | SBTT | |||
| TTSE:FCGFH | TTSE:RFHL | BOVESPA:FFTD34 | BOVESPA:N1WG34 | NasdaqGM:ASRV | TTSE:SBTT | |||
| Historical Net Income Growth | ||||||||
| 5Y CAGR | 5.0% | 4.9% | -2.1% | 9.1% | -9.8% | -0.3% | ||
| 3Y CAGR | 12.9% | 15.3% | -6.7% | 21.3% | -20.1% | 2.9% | ||
| Latest Twelve Months | 17.9% | 10.6% | -2.6% | -1.5% | 207.6% | -3.2% | ||
| Historical Net Income Profit Margin | ||||||||
| 5 Year Average Margin | 32.1% | 27.2% | 29.0% | 23.8% | 7.2% | 36.5% | ||
| Prior Fiscal Year | 31.9% | 26.9% | 27.0% | 31.8% | -7.4% | 36.9% | ||
| Latest Fiscal Year | 35.1% | 28.4% | 27.1% | 30.9% | 6.8% | 35.6% | ||
| Latest Twelve Months | 35.0% | 28.5% | 27.1% | 30.9% | 6.8% | 35.6% | ||
| Current Trading Multiples | ||||||||
| EV / LTM EBITDA | NA | NA | NA | NA | NA | NA | ||
| Price / LTM Sales | 3.9x | 2.6x | 3.3x | 2.7x | 0.8x | 5.0x | ||
| LTM P/E Ratio | 11.0x | 9.0x | 12.0x | 8.8x | 11.2x | 14.1x | ||
| Low | Mid | High | ||||||
| Benchmark LTM P/E Ratio | 8.8x | 11.0x | 12.0x | |||||
| Historical LTM P/E Ratio | 14.2x | 18.7x | 20.7x | |||||
| Selected P/E Multiple | 12.5x | 13.2x | 13.8x | |||||
| (x) LTM Net Income | 661 | 661 | 661 | |||||
| (=) Equity Value | 8,263 | 8,698 | 9,132 | |||||
| (/) Shares Outstanding | 176.3 | 176.3 | 176.3 | |||||
| Implied Value Range | 46.86 | 49.32 | 51.79 | |||||
| FX Rate: TTD/TTD | 1.0 | 1.0 | 1.0 | Market Price | ||||
| Implied Value Range (Trading Cur) | 46.86 | 49.32 | 51.79 | 53.04 | ||||
| Upside / (Downside) | -11.7% | -7.0% | -2.4% | |||||
| Equity Value | |||||||
| Benchmark Companies | |||||||
| (in millions) | FCGFH | RFHL | FFTD34 | N1WG34 | ASRV | SBTT | |
| Value of Common Equity | 10,557 | 18,374 | 26,606 | 38,557 | 40 | 9,353 | |
| (/) Shares Outstanding | 251.4 | 163.7 | 665.6 | 4,165.5 | 16.5 | 176.3 | |
| Implied Stock Price | 42.00 | 112.23 | 39.97 | 9.26 | 2.44 | 53.04 | |
| FX Conversion Rate to Trading Currency | 1.00 | 1.00 | 0.18 | 0.14 | 1.00 | 1.00 | |
| Implied Stock Price (Trading Cur) | 42.00 | 112.23 | 227.87 | 68.46 | 2.44 | 53.04 | |
| Trading Currency | TTD | TTD | BRL | BRL | USD | TTD | |
| FX Rate to Reporting Currency | 1.00 | 1.00 | 0.18 | 0.14 | 1.00 | 1.00 | |