Looks like there`s been an error while trying to load this page.
Our team has been notified but please contact us using the email support widget if the problem persists.
| Metrics | Range | Conclusion |
|---|---|---|
| Selected LTM P/E Multiple | 5.9x - 6.5x | 6.2x |
| Selected Fwd P/E Multiple | 6.3x - 7.0x | 6.6x |
| Fair Value | $46.77 - $51.69 | $49.23 |
| Upside | -12.6% - -3.4% | -8.0% |
| Benchmarks | - | Full Ticker |
| First US Bancshares, Inc. | - | NasdaqCM:FUSB |
| John Marshall Bancorp, Inc. | - | NasdaqCM:JMSB |
| Southern States Bancshares, Inc. | - | NasdaqGS:SSBK |
| Auburn National Bancorporation, Inc. | - | NasdaqGM:AUBN |
| Capital City Bank Group, Inc. | - | NasdaqGS:CCBG |
| United Bancorporation of Alabama, Inc. | - | OTCPK:UBAB |
| - | - | - |
| Select Price / LTM EPS Ratio | ||||||||
| Benchmark Companies | ||||||||
| FUSB | JMSB | SSBK | AUBN | CCBG | UBAB | |||
| NasdaqCM:FUSB | NasdaqCM:JMSB | NasdaqGS:SSBK | NasdaqGM:AUBN | NasdaqGS:CCBG | OTCPK:UBAB | |||
| Historical Net Income Growth | ||||||||
| 5Y CAGR | 12.3% | 1.5% | 44.2% | -8.1% | 11.4% | 22.5% | ||
| 3Y CAGR | 22.4% | -12.3% | 23.4% | -7.3% | 16.6% | 13.3% | ||
| Latest Twelve Months | -3.7% | 233.0% | 9.1% | 358.6% | 1.3% | -14.6% | ||
| Historical Net Income Profit Margin | ||||||||
| 5 Year Average Margin | 15.2% | 32.9% | 34.1% | 23.4% | 20.3% | 34.6% | ||
| Prior Fiscal Year | 21.0% | 13.3% | 38.5% | 6.0% | 23.7% | 40.1% | ||
| Latest Fiscal Year | 20.9% | 31.9% | 37.0% | 20.9% | 22.9% | 34.1% | ||
| Latest Twelve Months | 20.9% | 31.9% | 37.0% | 20.9% | 22.9% | 34.1% | ||
| Current Trading Multiples | ||||||||
| EV / LTM EBITDA | NA | NA | NA | NA | NA | NA | ||
| Price / LTM Sales | 2.0x | 4.6x | 3.4x | 2.5x | 2.7x | 2.3x | ||
| LTM P/E Ratio | 9.5x | 14.3x | 9.2x | 11.8x | 11.8x | 6.7x | ||
| Low | Mid | High | ||||||
| Benchmark LTM P/E Ratio | 9.2x | 11.8x | 14.3x | |||||
| Historical LTM P/E Ratio | 5.6x | 6.6x | 7.5x | |||||
| Selected P/E Multiple | 5.9x | 6.2x | 6.5x | |||||
| (x) LTM Net Income | 27 | 27 | 27 | |||||
| (=) Equity Value | 160 | 168 | 176 | |||||
| (/) Shares Outstanding | 3.4 | 3.4 | 3.4 | |||||
| Implied Value Range | 47.28 | 49.76 | 52.25 | |||||
| FX Rate: USD/USD | 1.0 | 1.0 | 1.0 | Market Price | ||||
| Implied Value Range (Trading Cur) | 47.28 | 49.76 | 52.25 | 53.50 | ||||
| Upside / (Downside) | -11.6% | -7.0% | -2.3% | |||||
| Equity Value | |||||||
| Benchmark Companies | |||||||
| (in millions) | FUSB | JMSB | SSBK | AUBN | CCBG | UBAB | |
| Value of Common Equity | 78 | 242 | 323 | 76 | 610 | 181 | |
| (/) Shares Outstanding | 5.8 | 14.2 | 9.9 | 3.5 | 17.1 | 3.4 | |
| Implied Stock Price | 13.50 | 17.04 | 32.56 | 21.75 | 35.79 | 53.50 | |
| FX Conversion Rate to Trading Currency | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | |
| Implied Stock Price (Trading Cur) | 13.50 | 17.04 | 32.56 | 21.75 | 35.79 | 53.50 | |
| Trading Currency | USD | USD | USD | USD | USD | USD | |
| FX Rate to Reporting Currency | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | |