Looks like there`s been an error while trying to load this page.
Our team has been notified but please contact us using the email support widget if the problem persists.
| Metrics | Range | Conclusion |
|---|---|---|
| Selected LTM Ps Multiple | 2.8x - 3.1x | 3.0x |
| Selected Fwd Ps Multiple | 2.8x - 3.1x | 2.9x |
| Fair Value | $8.77 - $9.69 | $9.23 |
| Upside | -34.5% - -27.7% | -31.1% |
| Benchmarks | Ticker | Full Ticker |
|---|---|---|
| NSTS Bancorp, Inc. | - | NasdaqCM:NSTS |
| Central Plains Bancshares, Inc. | - | NasdaqCM:CPBI |
| 1895 Bancorp of Wisconsin, Inc. | - | OTCPK:BCOW |
| Catalyst Bancorp, Inc. | - | NasdaqCM:CLST |
| PB Bankshares, Inc. | - | NasdaqCM:PBBK |
| Marathon Bancorp, Inc. | - | OTCPK:MBBC |
| Select Price / LTM Sales Ratio | ||||||||
| Benchmark Companies | ||||||||
| NSTS | CPBI | BCOW | CLST | PBBK | MBBC | |||
| NasdaqCM:NSTS | NasdaqCM:CPBI | OTCPK:BCOW | NasdaqCM:CLST | NasdaqCM:PBBK | OTCPK:MBBC | |||
| Historical Sales Growth | ||||||||
| 5Y CAGR | NM- | NM- | -8.2% | -8.2% | 12.7% | 5.0% | ||
| 3Y CAGR | -4.7% | NM- | -19.5% | -20.2% | 14.1% | -2.5% | ||
| Latest Twelve Months | -13.8% | 13.7% | -11.0% | -44.1% | 1.4% | -12.7% | ||
| Historical Net Income Profit Margin | ||||||||
| 5 Year Average Margin | -18.7% | 18.8% | -11.6% | -15.6% | 10.6% | 13.1% | ||
| Prior Fiscal Year | 0.4% | 12.9% | -0.9% | 6.5% | 15.6% | 21.6% | ||
| Latest Fiscal Year | -80.9% | 21.8% | -68.1% | -59.7% | 14.2% | -2.8% | ||
| Latest Twelve Months | -73.8% | 20.0% | -27.6% | -59.7% | 14.2% | -4.9% | ||
| Current Trading Multiples | ||||||||
| EV / LTM EBITDA | NA | NA | NA | NA | NA | NA | ||
| Price / LTM Sales | 9.4x | 3.4x | 4.7x | 9.9x | 3.1x | 4.4x | ||
| LTM P/E Ratio | -12.8x | 16.9x | -17.1x | -16.6x | 22.0x | -89.6x | ||
| Low | Mid | High | ||||||
| Benchmark LTM P/S Ratio | 3.1x | 4.7x | 9.9x | |||||
| Historical LTM P/S Ratio | 2.5x | 3.0x | 3.5x | |||||
| Selected Price / Sales Multiple | 2.8x | 3.0x | 3.1x | |||||
| (x) LTM Sales | 7 | 7 | 7 | |||||
| (=) Equity Value | 19 | 20 | 21 | |||||
| (/) Shares Outstanding | 2.1 | 2.1 | 2.1 | |||||
| Implied Value Range | 8.69 | 9.14 | 9.60 | |||||
| FX Rate: USD/USD | 1.0 | 1.0 | 1.0 | Market Price | ||||
| Implied Value Range (Trading Cur) | 8.69 | 9.14 | 9.60 | 13.40 | ||||
| Upside / (Downside) | -35.2% | -31.8% | -28.3% | |||||
| Equity Value | |||||||
| Benchmark Companies | |||||||
| (in millions) | NSTS | CPBI | BCOW | CLST | PBBK | MBBC | |
| Value of Common Equity | 58 | 63 | 58 | 51 | 39 | 29 | |
| (/) Shares Outstanding | 4.9 | 4.2 | 5.5 | 4.4 | 2.4 | 2.1 | |
| Implied Stock Price | 11.78 | 14.80 | 10.48 | 11.63 | 16.47 | 13.40 | |
| FX Conversion Rate to Trading Currency | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | |
| Implied Stock Price (Trading Cur) | 11.78 | 14.80 | 10.48 | 11.63 | 16.47 | 13.40 | |
| Trading Currency | USD | USD | USD | USD | USD | USD | |
| FX Rate to Reporting Currency | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | |