Looks like there`s been an error while trying to load this page.
Our team has been notified but please contact us using the email support widget if the problem persists.
| Metrics | Range | Conclusion |
|---|---|---|
| Selected LTM Pb Multiple | 0.8x - 0.9x | 0.8x |
| Historical Pb Multiple | 0.7x - 0.9x | 0.8x |
| Fair Value | $23.97 - $26.49 | $25.23 |
| Upside | -12.5% - -3.3% | -7.9% |
| Benchmarks | - | Full Ticker |
| ACNB Corporation | - | NasdaqCM:ACNB |
| Bank of Marin Bancorp | - | NasdaqCM:BMRC |
| Heritage Commerce Corp | - | NasdaqGS:HTBK |
| PCB Bancorp | - | NasdaqGS:PCB |
| Five Star Bancorp | - | NasdaqGS:FSBC |
| BayCom Corp | - | NasdaqGS:BCML |
| Select Price / Book Ratio | ||||||||
| Benchmark Companies | ||||||||
| ACNB | BMRC | HTBK | PCB | FSBC | BCML | |||
| NasdaqCM:ACNB | NasdaqCM:BMRC | NasdaqGS:HTBK | NasdaqGS:PCB | NasdaqGS:FSBC | NasdaqGS:BCML | |||
| Historical Net Income Growth | ||||||||
| 5Y CAGR | 6.1% | NM- | 0.0% | 0.7% | 9.3% | 6.4% | ||
| 3Y CAGR | 4.6% | NM- | -5.3% | -14.5% | 2.5% | 4.5% | ||
| Latest Twelve Months | -15.7% | -148.3% | -24.6% | 11.7% | 6.5% | -10.2% | ||
| Historical Net Income Profit Margin | ||||||||
| 5 Year Average Margin | 28.8% | 19.7% | 29.6% | 31.6% | 45.1% | 23.8% | ||
| Prior Fiscal Year | 29.9% | 18.9% | 33.7% | 30.8% | 41.7% | 26.7% | ||
| Latest Fiscal Year | 28.7% | -12.4% | 23.8% | 25.9% | 38.3% | 24.5% | ||
| Latest Twelve Months | 21.9% | -9.1% | 24.1% | 28.3% | 38.5% | 24.5% | ||
| Return on Equity | ||||||||
| 5 Year Average Margin | 11.2% | 6.4% | 8.3% | 11.4% | 19.1% | 7.5% | ||
| Prior Fiscal Year | 12.1% | 4.7% | 9.9% | 11.2% | 17.7% | 8.7% | ||
| Latest Twelve Months | 7.4% | -1.5% | 6.1% | 9.6% | 13.8% | 7.3% | ||
| Next Fiscal Year | 14.1% | 5.2% | 6.9% | 10.4% | 13.6% | 7.6% | ||
| Two Fiscal Years Forward | 13.8% | 6.3% | 7.4% | 10.6% | 14.4% | 7.9% | ||
| Current Trading Multiples | ||||||||
| Price / LTM Sales | 4.1x | 4.9x | 3.3x | 3.0x | 5.0x | 3.1x | ||
| Price / LTM EPS | 18.7x | -53.3x | 13.8x | 10.6x | 12.9x | 12.8x | ||
| Price / Book | 1.2x | 0.8x | 0.8x | 1.0x | 1.5x | 0.9x | ||
| Price / Fwd Book | 1.4x | 0.8x | 0.8x | 0.9x | 1.4x | 0.9x | ||
| Low | Mid | High | ||||||
| Benchmark P/B Ratio | 0.8x | 1.0x | 1.5x | |||||
| Historical P/B Ratio | 0.7x | 0.8x | 0.9x | |||||
| Selected P/B Multiple | 0.8x | 0.8x | 0.9x | |||||
| (x) Book Value | 329 | 329 | 329 | |||||
| Equity Value | |||||||
| Benchmark Companies | |||||||
| (in millions) | ACNB | BMRC | HTBK | PCB | FSBC | BCML | |
| Value of Common Equity | 463 | 344 | 578 | 295 | 620 | 300 | |
| (/) Shares Outstanding | 10.5 | 16.1 | 61.6 | 14.3 | 21.4 | 10.9 | |
| Implied Stock Price | 44.18 | 21.41 | 9.39 | 20.69 | 29.03 | 27.41 | |
| FX Conversion Rate to Trading Currency | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | |
| Implied Stock Price (Trading Cur) | 44.18 | 21.41 | 9.39 | 20.69 | 29.03 | 27.41 | |
| Trading Currency | USD | USD | USD | USD | USD | USD | |
| FX Rate to Reporting Currency | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | |
The video below provides an overview of the key benefits to help you get the most out of InvestingPro.